Last updated: 2 June 2026
Zentru is fiduciary operations software intended for use by licensed trustees, family offices, estate-planning attorneys, and other professionals who already operate within an established legal and regulatory framework. It provides record-keeping, governance workflows, calculators, audit trails, and educational simulations.
Documents generated by Zentru — including Beneficiary withdrawal notices, §7872 intra-family family instruments, trade acceptances, DAPT scaffolding, and distribution authorizations — are drafts for review. They must be reviewed by an attorney admitted in the relevant jurisdiction before they have any legal effect. Federal AFR rates used in the Family Office Notes are displayed as a planning aid; the user is responsible for verifying the current published rate before issuing any instrument.
The Publication and Terminal modules connect to the Stellar public test network (horizon-testnet.stellar.org) for demonstration and audit-trail anchoring purposes. No mainnet operation is performed. No real assets, tokens, or money move through the platform.
Every mutation is appended to a per-user audit log whose rows are linked by SHA-256 chain hash. The log is insert-only at the database level. Verification of the chain is available from the Publication tab. This provides cryptographic evidence of integrity; it does not by itself satisfy any regulator's record-keeping rule.
The decoy ("Hidden Courtyard") feature exists to reduce shoulder-surfing exposure in hostile environments. It is not a substitute for full-disk encryption, hardware security keys, or counsel for those facing process or seizure. Do not use the decoy mode to obstruct a lawful order.
Zentru must not be used to facilitate tax evasion, sanctions evasion, money laundering, concealment of assets from a court of competent jurisdiction, or any other unlawful purpose. The platform's logs may be produced in response to valid legal process.